Bajaj Finance, Bajaj Finserv Shares Fall 5% After Q4 Results — Here’s What Brokerages Say

Shares of Bajaj Finance and Bajaj Finserv declined by 5% each today, April 30 after releasing their quarterly earnings (Q4) for financial year 2025. Bajaj Finance shares fell by 5.8% to ₹8,560 apiece, while Bajaj Finserv tanked by 6.6% to ₹1,927.60 apiece on the BSE.

Q4FY25 Earnings

Bajaj Finance reported a 16% surge in its standalone net profit, clocking ₹3,940 crore in Q4FY25, against ₹3,402 crore in the corresponding period a year ago. Total income during this timeframe soared to ₹15,808 crore, up from ₹12,764 crore in the corresponding quarter of the previous year.

In its analysis Motilal Oswal Financial Services noted that Bajaj Finance performed well during the March quarter on the back of strong substantial growth in AUM. Although there was an increase in credit cost, asset quality enhanced significantly. The company plans to boost its growth in unsecured segments in FY26, as the pressure in its B2C segments gradually eases.

The brokerage said, “The stock trades at 4.1x FY27E. Despite a healthy PAT CAGR of ~25% over FY25-FY27E and RoA/RoE of 4.1%/21% in FY27E, we see limited upside catalysts given the rich valuations and lack of near-term re-rating triggers. Consequently, we reiterate our Neutral rating on the stock with a TP of ₹10,000.”

On the other hand, Bajaj Finserv posted a consolidated net profit of ₹2,417 crore in Q4FY25, against ₹2,119 crore in the same quarter a year ago. Consolidated income in the March quarter touched at ₹35,596 crore, against ₹32,042 crore in the corresponding period of the last financial year.

How should investors trade in Bajaj Finance, and Bajaj Finserv shares?

The share price of Bajaj Finance saw a gap-down opening and has fallen by more than 4%, Rajesh Bhosale, Equity Technical and Derivative Analyst at Angel One, explained. He added, “With today's fall, prices have slipped below short-term moving average 20DEMA. Going with the momentum, prices may slip further towards 89EMA around ₹8,400, and the bearish gap left around ₹9,000 can now act as immediate resistance.”

Bajaj Finserv shares broke out of a 175-week-long VCP pattern in March, marking a significant structural shift, Anshul Jain, Head of Research at Lakshmishree Investments reiterated. He said, “The current downmove appears to be a low-volume retest of the breakout zone near ₹1,900, which strengthens the case for bullish continuation. The structure remains positive, and this dip provides an ideal opportunity to add longs. As long as ₹1,900 holds, the stock is poised for an immediate upside move towards ₹2,200 in the coming sessions.”